Trust

RAITON keeps the record. Your circle keeps the money.

We never hold, move, or lend member funds. Here is exactly what RAITON does, what it does not do, and how your information is handled.

A clear boundary

RAITON records the circle.
It never holds the money.

Members send funds through the method their circle chooses. RAITON coordinates the plan, status, reminders, and shared record.

Read the trust model

The boundary, made visible

The record lives here.
The money does not.

Inside RAITON

Coordination

  • Members and circle terms
  • Round and contribution status
  • Schedule, reminders, and turn order
  • A shared, durable record
Outside RAITON

Money movement

  • The circle chooses how members send funds
  • RAITON does not hold or pool funds
  • RAITON does not lend or invest
  • The circle remains responsible for its agreement
Membersees the round
Shared recordone visible state
Plannerruns the round

Plain-language commitments

The details should be as visible as the promise.

Read what RAITON collects, how the service may contact you, and the terms that apply. If something is unclear, tell us.

01Privacy policyInformation, retention, requests02Terms of useService boundaries and responsibilities03SMS termsInvites, reminders, opt-out